.topic-hero{position:relative;overflow:hidden;color:#fff;padding:86px 0 76px;background:linear-gradient(135deg,#061426 0%,#0a2547 55%,#0b4a4b 100%)}.topic-hero.futures{background:linear-gradient(135deg,#061426 0%,#083c45 58%,#0f5c4b 100%)}.topic-hero:after{content:"";position:absolute;right:-150px;top:-180px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(246,184,31,.2),transparent 68%)}.topic-hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);gap:54px;align-items:center}.topic-hero h1{font-size:58px;line-height:1.02;letter-spacing:-.045em;margin:12px 0 20px}.topic-hero h1 span{color:var(--gold)}.topic-lead{font-size:18px;line-height:1.75;color:#cedbea;max-width:760px}.topic-actions{display:flex;gap:18px;align-items:center;margin-top:28px}.topic-secondary{font-weight:700;color:#dce7f4}.topic-summary{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.13);border-radius:22px;padding:28px}.topic-summary h2{font-size:25px;margin:14px 0 18px;color:#fff}.topic-summary ul{list-style:none;padding:0;margin:0}.topic-summary li{position:relative;padding:10px 0 10px 28px;border-bottom:1px solid rgba(255,255,255,.08);color:#dbe5ef}.topic-summary li:before{content:'✓';position:absolute;left:0;color:var(--gold);font-weight:900}.topic-badge{display:inline-block;font-size:11px;font-weight:900;letter-spacing:.1em;color:#061426;background:var(--gold);padding:7px 10px;border-radius:999px}.topic-main{padding:84px 0;background:#fff}.topic-head{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:34px}.topic-head h2{margin:6px 0 0}.topic-head p{max-width:470px;color:var(--muted);line-height:1.65}.topic-course-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.topic-course{border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff;transition:.18s ease}.topic-course:hover{transform:translateY(-3px);box-shadow:0 16px 34px rgba(17,38,64,.09)}.topic-course img{width:100%;height:155px;object-fit:cover;display:block}.topic-course>div{padding:17px}.topic-course span{font-size:10px;color:#2563eb;font-weight:900}.topic-course h3{font-size:18px;line-height:1.28;margin:8px 0}.topic-course p{font-size:13px;line-height:1.55;color:var(--muted);min-height:62px}.topic-course strong{font-size:13px}.topic-section{margin-top:54px}.topic-section-title{display:flex;align-items:center;gap:14px;margin-bottom:18px}.topic-section-title b{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:#eaf2ff;color:#2563eb}.topic-section-title h2{font-size:26px;margin:0}.topic-explainer{padding:64px 0;background:#f6f8fb}.topic-explainer-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.topic-explainer article{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px}.topic-explainer h3{margin:0 0 9px;font-size:19px}.topic-explainer p{margin:0;color:var(--muted);line-height:1.65;font-size:14px}.topic-cta{padding:56px 0;background:#eef5ff}.topic-cta.futures{background:#edf8f1}.topic-cta-inner{display:flex;justify-content:space-between;align-items:center;gap:44px}.topic-cta h2{margin:5px 0 10px}.topic-cta p{max-width:720px;color:#526173;line-height:1.7}@media(max-width:1000px){.topic-hero-grid{grid-template-columns:1fr}.topic-summary{max-width:640px}.topic-course-grid{grid-template-columns:repeat(2,1fr)}.topic-head{display:block}.topic-head p{margin-top:10px}.topic-explainer-grid{grid-template-columns:1fr}.topic-cta-inner{align-items:flex-start;flex-direction:column}.topic-hero h1{font-size:48px}}@media(max-width:640px){.topic-hero{padding:60px 0}.topic-hero h1{font-size:39px}.topic-lead{font-size:16px}.topic-actions{align-items:flex-start;flex-direction:column}.topic-course-grid{grid-template-columns:1fr}.topic-course img{height:190px}.topic-main{padding:60px 0}}